Casinos That Accept Credit Card Payments: Why Do They Still Exist? - The Redditch Standard

Casinos That Accept Credit Card Payments: Why Do They Still Exist?

Redditch Editorial 14th Mar, 2023   0

It is a well-known fact that UK-based casinos do not accept credit card payments. The United Kingdom Gambling Commission has imposed this. According to their rules, credit cards cannot be used for online gambling for gamblers in the UK. In multiple countries, laws limit the liability for fraudulent credit card charges. For instance, the Fair Credit Billing Act in the US limits the liability to $50, and in the UK, the liability is £50.

Why Do Casinos Accept Credit Cards?

Casino sites that take cards are widely used by gamblers. For instance, credit card Gap online casinos are the most frequently used among Brits. One can play there using this payment method along with other payment methods as well. We will be taking you through the reasons why casinos still accept this banking option even when e-wallets like Neteller and Skrill are available.

Zero Local Restrictions 

As we already know, UK-based casinos that are authorized under the UKGC license cannot accept credit cards as a payment option. This is mandated by law and if they allow credit card payments, they might risk losing their licenses which means that they could lose the entire gambling market they built. There is no casino that would allow credit cards in the UK and thus, they were completely banned as well. There lies no need to add this payment method if it cannot be used for withdrawals and deposits. However, there are multiple other online casinos that operate under offshore licenses like Malta, Curacao, Gibraltar, and Kahnawake. These international casinos have two main types, one that holds a license and they are some of the biggest and most popular besides the UKGC.

Popular Payment Method Among Gamblers

The usage of credit cards has been one of the most appealing and best payment methods for all UK-based punters. The reasons behind that are simple too. Firstly, many punters already have credit cards issued by their banks. It is always available with them and that helps in depositing funds within seconds. Other gamblers need to create a new account at e-wallets like Skrill or Neteller or any other payment mode which takes time as well.

Punters do not like to wait and thus they prefer credit cards or any payment processor they already have. This is the sole reason why credit cards have been quite popular for online gambling. They also bear low fees. All punters consider fees along with other expenses while choosing a casino. Lower fees mean that there is more money for gambling and in general too. Credit cards have always been known as one of the best and most affordable payment methods for punters.


A vital aspect of gambling at online casinos is by looking at the overall security aspect. The credit card company, the bank associated with it, and the casino, all offer their own safety protocols. That is why this is one of the most secure payment methods known to punters. One doesn’t have to worry about anything and can simply enjoy gambling. Punters also have security technologies and guarantees updated on a regular basis, the bottom line being that one does not have to worry about using credit cards at casinos.

Easy Transfer 

Transfers via credit cards are extremely simple in nature. One needs to choose a credit card at an online casino, enter the amount that he wants to deposit and that’s it! This is an instantaneous process and one can readily start to gamble. Withdrawals are also possible. Big and modern, reputable casinos can process these transactions within hours and punters get their funds ready to be used. Comparing credit cards to other alternatives available in the market, we can understand that it makes all transactions much easier and simpler. It is something that all gamblers need.

However, it is important to keep in mind that e-wallets are the quickest in terms of withdrawals, with credit cards being the next best thing. Some punters do not prefer complicated processes for making deposits that involve multiple payment providers. For instance, if a punter wants to use PayPal, he needs to have a credit card or a bank account. This situation is almost the same for most payment providers who accept credit cards and bank wire transfers. Thus, simpler transactions make gambling much more desirable and appealing.


Many casinos still take credit cards as payment, because it is the most desirable payment method for online gambling. It is extremely safe to use and is affordable due to the low fees. However, one must keep in mind that interests get piled up if dues are not cleared on time. Also, the credit card limit helps obsessive gamblers impose control over their gambling tendencies.  As per 2022 reports, 22% of online punters are problem gamblers. Around 800,000 UK punters use credit cards to fund their wagers and thus by curbing the use of this payment method, 176,000 problem gamblers have received help due to this restriction.




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