Scheme helps Redditch residents deal with problems of debt - The Redditch Standard

Scheme helps Redditch residents deal with problems of debt

Redditch Editorial 15th Nov, 2023   0

A TOTAL of 156 people in Redditch have sought debt advice from the government’s Breathing Space scheme since it began.

Debt advice charity National Debtline is now urging more people to seek help as the cost-of-living crisis continues.

Breathing Space – also known as the Debt Respite Scheme – gives eligible people a 60-day period with no additional interest, charges or creditor action while people get financial advice and make a plan to get out of debt.

In the last year, National Debtline has helped 97 people in Redditch tackle their debts by phone, including through the new Breathing Space scheme.

To mark Talk Money Week, National Debtline is urging Redditch residents worried about their finances to contact their advisers for free advice.

David Cheadle, acting chief executive of National Debtline’s parent charity, the Money Advice Trust, said:  “The cost-of-living crisis has had a huge impact on household finances, and people in Redditch and right across the West Midlands are struggling.

“But we know there are many more people who are struggling alone – and no one should have to do that.

“I would urge anyone in and around Redditch who is worried about their finances to contact our advisers.

“Our advisers can see if you are eligible for the Breathing Space scheme to give you the time and head space you need to make a plan.

“Even if you aren’t eligible, our expert advisers can help find the best option for you.”

National Debtline added seeking advice has a positive, long-term impact – with nine in ten callers reporting that their debts reduce or stabilise, and seven in ten seeing a positive impact on their emotional and mental wellbeing.

Call 0808 808 4000 or visit for more information.


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